101 Managing your Finances in Times of Crisis with Melissa Houston
A Conversation with Money Expert, Melissa Houston
Melissa is a Certified Professional Accountant who helps people take control of their personal finances, slay their debt, & increase their net worth.
She’s been known for her budget savviness and passion for numbers, and she loves teaching others the skills to become savvy with their money management.
When she’s not crunching numbers, you’ll find Melissa drinking lots of coffee with her three dogs close by.
Melissa is also a past VISIONARY Client of mine, and I often refer to her as my “dream client” because she is an ACTION TAKER and built her entire business online in the past few months, without knowing a THING about online marketing when we first began!
In this episode, we chat about personal finance management in times of crisis, and I also fielded some questions from our community that I had time to ask to Melissa in our episode.
In this episode chat about:
-
What the priority of your expenses should be right now, during the CORONAVIRUS crisis
-
A simple exercise for tracking your Essential Expenses, Your Non Essentials, and the one’s you're not sure about
-
Tips for saving money on your weekly Grocery Bill, during times of crisis (& everyday!) & why you should only buy items on sale
-
What to do if you can’t meet your rent, utilities, or car payments because of loss of income
-
Establishing a budget
-
Relief that will become available for small business owners
-
& SO MUCH MORE
LINKS MENTIONED IN THE SHOW:
#1
This website from the Government of Canada has MANY of the resources you will need in one place, regarding how to manage your personal situation when it comes to being impacted by COVID-19.
-
BDC Article for Coping with COVID as a Business Owner - https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/webinars/pages/how-cope-impacts-covid-19-on-your-business.aspx
-
BDC Resources - https://www.bdc.ca/en/pages/special-support.aspx
-
Canada’s Emergency Response Benefit - https://www.canada.ca/en/department-finance/economic-response-plan/covid19-individuals.html#sick_quarantined_self_isolation_new_canada_emergency_response_benefit
-
https://www.cbc.ca/news/politics/coronavirus-pandemic-covid-19-layoffs-bankruptcies-canada-1.5508864
-
Flexible tax filing deadlines - https://www.canada.ca/en/department-finance/news/2020/03/canadas-covid-19-economic-response-plan-support-for-canadians-and-businesses.html
-
Child benefit tax credits - https://globalnews.ca/news/6695313/canada-child-benfit-coronavirus/
-
More resources - https://www.conferenceboard.ca/insights/covid-19?AspxAutoDetectCookieSupport=1#daily-updates
-
Connect with Melissa:
-
Thanks to our sponsor of today's show, Healthy Planet
With the best prices, the largest selection, and brands you won’t find anywhere else.. Healthy Planet is a shopping experience that I can stand behind & it has been my #1 choice for natural goods for 5+ years now, but especially in this wild time we’re living in.
If you need to stock your fridge & cupboards for the week ahead, use code visionary10 at checkout to save 10% on any online order over $49
That’s visionary10 to save on your online purchase, so write that code down and get shopping!
https://www.healthyplanetcanada.com/
-
Connect with Kelsey
Business Coach, Podcast Host & Online Marketing Expert.
There’s nothing that I love more than getting to know my Visionary Life Podcast listeners, so please reach out and say hello or screenshot yourself listening to the episode, and tag me @kelseyreidl
Like what you hear & want to learn more? Ready to take the leap into launching a business? Need to scale up your online marketing efforts? You’re in the right place!
Let’s connect on INSTAGRAM
Head over to my WEBSITE
Join the next round of The VISIONARY METHOD Business Growth Coaching which helps aspiring entrepreneurs to turn their knowledge into profit.
Use social media to grow your business, without spending 24/7 online by taking my course called VISIONARY Social Media
p.s. I have a gift for you!
Since you’re a podcast listener, simply email me saying “I’m a podcast listener” and I’ll send you a 10% off promo code for any of my offers! [hello@kelseyreidl.com]